ARTIST’S PUBLIC & PRODUCTS LIABILITY INSURANCE EXPLAINED
This insurance is available to persons who regard themselves as visual artists, painters, sculptors, drawers, ceramics crafters, artistic related photographers and related disciplines.
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|Limit of Liability|
What is it and Why you need it.
Though liability insurance is optional in most cases, it is strongly recommended for Australian artists as the likelihood of being sued for negligence is unpredictable and may be very costly. Types of liability insurance you may need to consider include:
Product liability insurance
Under the Australian Consumer Law, consumers who suffer loss or damage from your products may take you to court.
Therefore you may need cover against claims of goods (products that you sell) causing injury, death or damage. Product liability insurance covers you if any of these events happen to third parties by the failure of your product or the product you are distributing.
Public liability insurance
This covers your liability for damage to property or injury to a third party that occurs in and around your Art or Craft activities. It protects you against the financial risk of being found liable to a third party for death or injury, loss or damage of property or economic loss resulting from your negligence.
Talk to a City Rural broker today to discuss what cover is best for you.
About City Rural Insurance Brokers
City Rural Insurance Brokers in Adelaide South Australia, was established in July 1995 and over this time has developed specialist brokers in areas ranging from Cyber Crime and Cyber Event Protection, Commercial Motor, Market Stalls, Professional Indemnity, Liability, Business, Event and Arts and Crafts Insurances for clients across Australia. Our Brokers have over 50 years of Industry experience.
We are members of the Steadfast Group, which entitles our clients to additional benefits on a range of policies from Home & Contents, Private Motor and Business Pack Insurance to name a few, at no extra cost.
City Rural proudly offers cyber crime and event protection to approved businesses.
City Rural Insurance Brokers Pty Ltd
200 Greenhill Road, Eastwood SA 5063
PO Box 7138 Hutt Street, Adelaide South Australia 5000
Telephone: (08) 8272 7785
Interstate: 1300 887 429
Facsimile: (08) 8357 8994
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